# Tag: NPLs

- [Stone Wanted to Become a Bank. Now It Has to Prove It Can Lend](https://brazilstockguide.com/behind-the-lines/stone-banking-strategy-credit-risk/) (2026-08-13): Credit portfolio grows 16% in the quarter, but rising delinquencies, provisions and cost of risk show the price of Stone’s banking ambitions.
- [Banco do Brasil faces new El Niño with farm-credit stress unresolved](https://brazilstockguide.com/behind-the-lines/banco-do-brasil-farm-credit-el-nino/) (2026-08-13): Banco do Brasil is still absorbing the fallout from Brazil’s rural-credit downturn as risk protection weakens and another potentially severe climate shock approaches.