# Tag: Insurance

- [Brazil overhauls rural insurance rules, deepens ties with farm credit](https://brazilstockguide.com/insights/brazil-rural-insurance-farm-credit-subsidies/) (2026-09-30): New law shields federal premium subsidies from budget freezes and allows preferential credit terms for insured farmers.
- [Itaú Profit Rises 7.8% as Credit Expands; Fee Outlook Cut](https://brazilstockguide.com/insights/itau-profit-rises-7-8-as-credit-expands-fee-outlook-cut/) (2026-08-04): Recurring income reaches R$ 12.4 billion and ROE stays above 24%; 90-day NPLs hold at 1.9%, though early arrears and problem-loan formation rise.
- [How Brazil Is Positioned for the Strong El Niño Ahead](https://brazilstockguide.com/insights/brazil-strong-el-nino-risks/) (2026-07-02): A new federal monitoring panel shows comfortable reservoir levels, a partial improvement in drought conditions in the Northeast and rising risks for heat, wildfires, agriculture, energy and water resources in the seco...
- [Bradesco Sticks to ‘Step by Step’ Strategy as CEO Sets 15% ROE as New Floor](https://brazilstockguide.com/insights/bradesco-sticks-to-step-by-step-strategy-as-ceo-sets-15-roe-as-new-floor/) (2026-02-06): Marcelo Noronha says profit growth will remain gradual and disciplined through 2028, even under market pressure to accelerate.
- [Porto Seguro says 2026 strategy prioritizes risk buffers and capital returns](https://brazilstockguide.com/insights/porto-seguro-says-2026-strategy-prioritizes-risk-buffers-and-capital-returns/) (2026-02-05): Executives highlight preventive provisions, disciplined underwriting and scope for expanded buybacks if guidance is met.