# Tag: financial inclusion Brazil

- [Payroll Loans, Committed Income](https://brazilstockguide.com/behind-the-lines/payroll-loans-committed-income/) (2026-04-14): Payroll-deducted lending — a form of credit where loan payments are automatically deducted from wages or pension benefits — was designed in Brazil to expand access to credit at lower rates, with near-zero risk. But th...
- [Persistent Revolving Credit](https://brazilstockguide.com/behind-the-lines/persistent-revolving-credit/) (2026-04-13): Regulation curbed excesses, but failed to break the cycle of credit card debt.